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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,511 | $76,696-17.2% | $96,515-34.2% | $71,511-11.2% |
| Participation rate | 30.2% | 66.6%-36.4pp | 74.3%-44.1pp | 67.9%-37.7pp |
| Annual return | 16.92% | 48.32%-31.4pp | 35.73%-18.8pp | 28.86%-11.9pp |
| Employer contribution / active EE | $1,118 | $3,032-63.1% | $3,740-70.1% | $2,589-56.8% |
| Participant deferral / active EE | $2,572 | $3,770-31.8% | $4,880-47.3% | $4,291-40.1% |
| Admin fee / account holder | $1,662 | $2,030-18.1% | $6,735-75.3% | $1,588+4.6% |