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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,678 | $148,623-81.4% | $135,974-79.6% | $139,466-80.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 20.10% | 79.30%-59.2pp | 68.30%-48.2pp | 373.66%-353.6pp |
| Employer contribution / active EE | $3,684 | $5,246-29.8% | $4,859-24.2% | $4,754-22.5% |
| Participant deferral / active EE | $4,234 | $8,103-47.7% | $7,760-45.4% | $6,712-36.9% |
| Admin fee / account holder | $2,369 | $12,406-80.9% | $10,767-78.0% | $11,409-79.2% |