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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,380 | $209,425-6.7% | $178,499+9.5% | $158,966+22.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 20.95% | 188.80%-167.8pp | 151.10%-130.1pp | 302.95%-282.0pp |
| Employer contribution / active EE | $10,389 | $5,707+82.0% | $5,011+107.3% | $4,762+118.1% |
| Participant deferral / active EE | $6,479 | $5,955+8.8% | $5,202+24.5% | $5,983+8.3% |
| Admin fee / account holder | $1,118 | $17,078-93.5% | $13,986-92.0% | $11,250-90.1% |