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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,070 | $73,863-47.1% | $143,797-72.8% | $68,490-43.0% |
| Participation rate | 75.4% | 66.7%+8.7pp | 80.3%-5.0pp | 67.9%+7.5pp |
| Annual return | -14.19% | 0.91%-15.1pp | -0.04%-14.2pp | -7.85%-6.3pp |
| Employer contribution / active EE | $165 | $3,185-94.8% | $4,952-96.7% | $2,597-93.7% |
| Participant deferral / active EE | $2,172 | $3,385-35.8% | $5,638-61.5% | $4,028-46.1% |
| Admin fee / account holder | $10,577 | $5,756+83.8% | $14,679-27.9% | $5,403+95.8% |