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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,413 | $85,766+224.6% | $136,298+104.3% | $70,126+297.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.67% | 31.46%-15.8pp | 5156.27%-5140.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $18,470 | $2,966+522.7% | $4,696+293.3% | $2,343+688.5% |
| Participant deferral / active EE | $11,698 | $5,051+131.6% | $6,247+87.3% | $3,332+251.1% |
| Admin fee / account holder | $5,134 | $5,421-5.3% | $9,244-44.5% | $4,645+10.5% |