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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,895 | $82,674-89.2% | $125,381-92.9% | $68,486-87.0% |
| Participation rate | 91.0% | 75.1%+16.0pp | 82.4%+8.6pp | 67.9%+23.1pp |
| Annual return | -16.96% | -5.97%-11.0pp | 572.31%-589.3pp | -7.85%-9.1pp |
| Employer contribution / active EE | $1,070 | $3,382-68.4% | $4,815-77.8% | $2,597-58.8% |
| Participant deferral / active EE | $2,166 | $6,111-64.6% | $7,448-70.9% | $4,028-46.2% |
| Admin fee / account holder | $18 | $6,277-99.7% | $10,007-99.8% | $5,404-99.7% |