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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,884 | $176,105+26.0% | $159,474+39.1% | $167,536+32.4% |
| Participation rate | 82.4% | 85.0%-2.6pp | 82.8%-0.5pp | 82.1%+0.2pp |
| Annual return | 15.87% | 331.91%-316.0pp | 263.68%-247.8pp | 478.82%-463.0pp |
| Employer contribution / active EE | $363 | $5,299-93.2% | $4,831-92.5% | $4,839-92.5% |
| Participant deferral / active EE | $9,864 | $7,751+27.3% | $7,353+34.1% | $6,342+55.5% |
| Admin fee / account holder | $3,667 | $12,559-70.8% | $10,802-66.1% | $12,315-70.2% |