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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,161 | $160,070+7.6% | $147,117+17.0% | $145,897+18.0% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 12.87% | 98.69%-85.8pp | 420.54%-407.7pp | 552.29%-539.4pp |
| Employer contribution / active EE | $5,148 | $5,285-2.6% | $4,932+4.4% | $4,663+10.4% |
| Participant deferral / active EE | $12,151 | $8,419+44.3% | $8,065+50.7% | $6,689+81.6% |
| Admin fee / account holder | $64,787 | $15,035+330.9% | $12,993+398.6% | $13,390+383.8% |