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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,373 | $180,459+10.5% | $154,108+29.4% | $135,380+47.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.57% | 888.21%-894.8pp | 735.21%-741.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $6,495 | $6,035+7.6% | $5,298+22.6% | $4,779+35.9% |
| Participant deferral / active EE | $6,440 | $5,806+10.9% | $5,081+26.7% | $5,609+14.8% |
| Admin fee / account holder | $1,667 | $16,145-89.7% | $13,411-87.6% | $10,828-84.6% |