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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,870 | $77,817+29.6% | $123,553-18.4% | $64,173+57.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.61% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $8,464 | $3,014+180.8% | $4,628+82.9% | $2,381+255.5% |
| Participant deferral / active EE | $8,378 | $5,240+59.9% | $6,426+30.4% | $3,470+141.5% |
| Admin fee / account holder | $8,649 | $5,519+56.7% | $9,284-6.8% | $4,887+77.0% |