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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,499 | $82,678+48.2% | $125,391-2.3% | $68,490+78.9% |
| Participation rate | 62.2% | 75.1%-12.9pp | 82.4%-20.2pp | 67.9%-5.7pp |
| Annual return | -14.18% | -5.97%-8.2pp | 572.41%-586.6pp | -7.85%-6.3pp |
| Employer contribution / active EE | $2,636 | $3,382-22.1% | $4,816-45.3% | $2,597+1.5% |
| Participant deferral / active EE | $6,263 | $6,111+2.5% | $7,448-15.9% | $4,028+55.5% |
| Admin fee / account holder | $2,592 | $6,277-58.7% | $10,009-74.1% | $5,403-52.0% |