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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,586 | $157,304+42.8% | $141,197+59.1% | $152,909+46.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.63% | 64.34%-40.7pp | 71.41%-47.8pp | 345.46%-321.8pp |
| Employer contribution / active EE | $20,611 | $5,263+291.7% | $4,736+335.2% | $4,764+332.7% |
| Participant deferral / active EE | $12,259 | $7,111+72.4% | $6,710+82.7% | $5,851+109.5% |
| Admin fee / account holder | $706 | $12,126-94.2% | $10,265-93.1% | $11,601-93.9% |