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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $63,214 |
EXOS WEALTH STRATEGIES, LLC2 years Service code 15 · EIN 85-1541267 | Recordkeeping | $36,480 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $20,805 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,052 | $52,960-58.4% | $86,640-74.5% | $80,157-72.5% |
| Participation rate | 32.9% | 62.4%-29.6pp | 71.7%-38.9pp | 72.9%-40.1pp |
| Annual return | 16.01% | 24.84%-8.8pp | 592.52%-576.5pp | 40.39%-24.4pp |
| Employer contribution / active EE | $806 | $2,138-62.3% | $3,024-73.4% | $2,977-72.9% |
| Participant deferral / active EE | $2,263 | $3,226-29.9% | $4,438-49.0% | $5,015-54.9% |
| Admin fee / account holder | $184 | $113+62.6% | $5,616-96.7% | $145+26.9% |