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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $754,512 | $138,076+446.4% | $123,553+510.7% | $135,380+457.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.17% | 153.70%-158.9pp | 119.21%-124.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $232 | $5,152-95.5% | $4,628-95.0% | $4,779-95.1% |
| Participant deferral / active EE | $6,167 | $6,800-9.3% | $6,426-4.0% | $5,609+9.9% |
| Admin fee / account holder | $1,438 | $10,917-86.8% | $9,284-84.5% | $10,828-86.7% |