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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,767 | $181,896-53.9% | $156,551-46.5% | $273,972-69.4% |
| Participation rate | 62.5% | 88.4%-25.9pp | 84.0%-21.5pp | 83.0%-20.5pp |
| Annual return | 3.12% | 30.74%-27.6pp | 32.23%-29.1pp | 41.46%-38.3pp |
| Employer contribution / active EE | $2,274 | $6,248-63.6% | $5,501-58.7% | $4,869-53.3% |
| Participant deferral / active EE | $6,006 | $5,550+8.2% | $4,871+23.3% | $5,287+13.6% |
| Admin fee / account holder | $10,256 | $15,560-34.1% | $13,028-21.3% | $10,133+1.2% |