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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,748 | $157,304-69.6% | $141,197-66.2% | $152,909-68.8% |
| Participation rate | 30.0% | 84.8%-54.8pp | 82.5%-52.5pp | 82.5%-52.5pp |
| Annual return | 37.58% | 64.34%-26.8pp | 71.41%-33.8pp | 345.46%-307.9pp |
| Employer contribution / active EE | $1,794 | $5,263-65.9% | $4,736-62.1% | $4,764-62.3% |
| Participant deferral / active EE | $2,922 | $7,111-58.9% | $6,710-56.5% | $5,851-50.1% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |