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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,952 | $57,330+6.3% | $86,656-29.7% | $75,177-18.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 12.44% | 2675.40%-2663.0pp | 593.09%-580.6pp | 160.75%-148.3pp |
| Employer contribution / active EE | $1,724 | $2,316-25.6% | $3,025-43.0% | $2,671-35.5% |
| Participant deferral / active EE | $1,531 | $3,320-53.9% | $4,439-65.5% | $4,126-62.9% |
| Admin fee / account holder | $1,041 | $4,115-74.7% | $5,619-81.5% | $5,651-81.6% |