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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,192 | $109,411+3.5% | $89,435+26.6% | $158,982-28.8% |
| Participation rate | 68.2% | 74.3%-6.1pp | 68.0%+0.2pp | 82.0%-13.8pp |
| Annual return | 13.73% | 345.68%-331.9pp | 245.55%-231.8pp | 302.99%-289.3pp |
| Employer contribution / active EE | $2,219 | $3,173-30.1% | $2,587-14.2% | $4,763-53.4% |
| Participant deferral / active EE | $4,265 | $4,600-7.3% | $3,890+9.6% | $5,983-28.7% |
| Admin fee / account holder | $206 | $6,159-96.6% | $4,884-95.8% | $11,252-98.2% |