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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,011,641 | $138,102+632.5% | $125,381+706.9% | $134,532+652.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.16% | 750.73%-770.9pp | 572.31%-592.5pp | 418.27%-438.4pp |
| Employer contribution / active EE | $24,208 | $5,245+361.5% | $4,815+402.7% | $4,741+410.6% |
| Participant deferral / active EE | $16,470 | $7,801+111.1% | $7,448+121.1% | $6,401+157.3% |
| Admin fee / account holder | $25,469 | $11,568+120.2% | $10,007+154.5% | $11,429+122.8% |