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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,638 | $80,753-28.6% | $136,298-57.7% | $62,293-7.5% |
| Participation rate | 47.5% | 73.5%-26.0pp | 81.9%-34.4pp | 69.5%-22.0pp |
| Annual return | 780.86% | 35.83%+745.0pp | 5156.27%-4375.4pp | 28.90%+752.0pp |
| Employer contribution / active EE | $1,114 | $2,884-61.4% | $4,696-76.3% | $2,042-45.4% |
| Participant deferral / active EE | $2,619 | $5,164-49.3% | $6,247-58.1% | $3,169-17.4% |
| Admin fee / account holder | $10,737 | $525+1943.6% | $9,244+16.2% | $479+2140.0% |