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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,829 | $75,962+39.3% | $154,108-31.3% | $64,173+64.9% |
| Participation rate | 66.0% | 70.4%-4.5pp | 83.0%-17.1pp | 69.6%-3.6pp |
| Annual return | 1.54% | 30.32%-28.8pp | 735.21%-733.7pp | 7.63%-6.1pp |
| Employer contribution / active EE | $1,589 | $3,350-52.6% | $5,298-70.0% | $2,381-33.3% |
| Participant deferral / active EE | $3,217 | $3,175+1.3% | $5,081-36.7% | $3,470-7.3% |
| Admin fee / account holder | $4,167 | $5,589-25.4% | $13,411-68.9% | $4,887-14.7% |