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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,326 | $82,674-8.9% | $125,381-39.9% | $68,486+10.0% |
| Participation rate | 68.8% | 75.1%-6.3pp | 82.4%-13.6pp | 67.9%+0.9pp |
| Annual return | -15.13% | -5.97%-9.2pp | 572.31%-587.4pp | -7.85%-7.3pp |
| Employer contribution / active EE | $2,337 | $3,382-30.9% | $4,815-51.5% | $2,597-10.0% |
| Participant deferral / active EE | $6,372 | $6,111+4.3% | $7,448-14.4% | $4,028+58.2% |
| Admin fee / account holder | $3,155 | $6,277-49.7% | $10,007-68.5% | $5,404-41.6% |