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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,359 | $157,304+35.6% | $141,197+51.1% | $152,909+39.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.11% | 64.34%-45.2pp | 71.41%-52.3pp | 345.46%-326.4pp |
| Employer contribution / active EE | $29,047 | $5,263+452.0% | $4,736+513.3% | $4,764+509.7% |
| Participant deferral / active EE | $3,000 | $7,111-57.8% | $6,710-55.3% | $5,851-48.7% |
| Admin fee / account holder | $13,328 | $12,126+9.9% | $10,265+29.8% | $11,601+14.9% |