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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,414 | $162,136-47.3% | $152,301-43.9% | $154,746-44.8% |
| Participation rate | 82.4% | 84.1%-1.8pp | 82.4%-0.1pp | 80.7%+1.7pp |
| Annual return | 28.84% | 91.02%-62.2pp | 80.50%-51.7pp | 172.34%-143.5pp |
| Employer contribution / active EE | $2,990 | $4,890-38.9% | $4,624-35.3% | $4,379-31.7% |
| Participant deferral / active EE | $11,715 | $8,341+40.5% | $8,004+46.4% | $6,730+74.1% |
| Admin fee / account holder | $1,757 | $15,759-88.9% | $14,398-87.8% | $14,365-87.8% |