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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,531 | $136,860-49.2% | $120,344-42.2% | $154,746-55.1% |
| Participation rate | 87.5% | 79.9%+7.6pp | 76.7%+10.8pp | 80.7%+6.8pp |
| Annual return | -0.81% | 21.38%-22.2pp | 20.30%-21.1pp | 172.34%-173.1pp |
| Employer contribution / active EE | $9,356 | $3,533+164.8% | $3,020+209.8% | $4,379+113.7% |
| Participant deferral / active EE | $4,454 | $5,793-23.1% | $5,135-13.3% | $6,730-33.8% |
| Admin fee / account holder | $375 | $15,393-97.6% | $12,742-97.1% | $14,365-97.4% |