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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,531 | $124,425-44.1% | $112,040-37.9% | $137,256-49.3% |
| Participation rate | 87.5% | 79.3%+8.2pp | 76.5%+11.0pp | 80.0%+7.5pp |
| Annual return | -0.81% | 24.72%-25.5pp | 24.52%-25.3pp | 220.34%-221.1pp |
| Employer contribution / active EE | $9,356 | $3,411+174.3% | $2,954+216.7% | $4,156+125.1% |
| Participant deferral / active EE | $4,454 | $5,718-22.1% | $5,098-12.6% | $6,407-30.5% |
| Admin fee / account holder | $375 | $15,207-97.5% | $12,098-96.9% | $12,270-96.9% |