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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,834 | $93,064-49.7% | $74,577-37.2% | $273,972-82.9% |
| Participation rate | 44.4% | 74.9%-30.5pp | 68.1%-23.7pp | 83.0%-38.6pp |
| Annual return | 5.01% | 26.18%-21.2pp | 20.47%-15.5pp | 41.46%-36.4pp |
| Employer contribution / active EE | $789 | $3,160-75.0% | $2,525-68.7% | $4,869-83.8% |
| Participant deferral / active EE | $789 | $4,160-81.0% | $3,458-77.2% | $5,287-85.1% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |