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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,344 | $71,873+64.7% | $86,698+36.5% | $68,490+72.8% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -21.45% | 3.54%-25.0pp | 35.96%-57.4pp | -7.85%-13.6pp |
| Employer contribution / active EE | $3,914 | $2,173+80.1% | $2,837+38.0% | $2,597+50.7% |
| Participant deferral / active EE | $5,092 | $3,779+34.7% | $4,656+9.4% | $4,028+26.4% |
| Admin fee / account holder | $395 | $6,110-93.5% | $7,492-94.7% | $5,403-92.7% |