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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,236 | $104,479+74.4% | $159,474+14.3% | $79,391+129.5% |
| Participation rate | 83.3% | 76.6%+6.7pp | 82.8%+0.5pp | 70.7%+12.6pp |
| Annual return | 11.89% | 67.98%-56.1pp | 263.68%-251.8pp | 116.88%-105.0pp |
| Employer contribution / active EE | $6,455 | $3,417+88.9% | $4,831+33.6% | $2,428+165.9% |
| Participant deferral / active EE | $8,416 | $6,468+30.1% | $7,353+14.5% | $4,046+108.0% |
| Admin fee / account holder | $3,102 | $711+336.1% | $10,802-71.3% | $627+395.1% |