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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,000 | $133,998-78.4% | $112,263-74.2% | $134,545-78.4% |
| Participation rate | 11.1% | 78.6%-67.4pp | 75.1%-64.0pp | 81.2%-70.1pp |
| Annual return | 0.00% | 47.17%-47.2pp | 27.49%-27.5pp | 418.37%-418.4pp |
| Employer contribution / active EE | $305 | $4,040-92.4% | $3,636-91.6% | $4,742-93.6% |
| Participant deferral / active EE | $3,000 | $5,292-43.3% | $4,729-36.6% | $6,401-53.1% |
| Admin fee / account holder | $0 | $7,493-100.0% | $6,410-100.0% | $11,431-100.0% |