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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $714,833 | $160,059+346.6% | $140,019+410.5% | $135,380+428.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -7.08% | 911.48%-918.6pp | 651.17%-658.2pp | 519.81%-526.9pp |
| Employer contribution / active EE | $18,250 | $6,420+184.3% | $5,605+225.6% | $4,779+281.9% |
| Participant deferral / active EE | $12,250 | $7,641+60.3% | $6,927+76.9% | $5,609+118.4% |
| Admin fee / account holder | $600 | $13,328-95.5% | $10,705-94.4% | $10,828-94.5% |