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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,842 | $168,635-20.0% | $147,617-8.7% | $125,389+7.5% |
| Participation rate | 71.4% | 88.8%-17.3pp | 84.6%-13.2pp | 83.2%-11.8pp |
| Annual return | 0.51% | 77.65%-77.1pp | 61.98%-61.5pp | 282.24%-281.7pp |
| Employer contribution / active EE | $6,233 | $6,252-0.3% | $5,564+12.0% | $4,866+28.1% |
| Participant deferral / active EE | $3,593 | $5,507-34.8% | $4,895-26.6% | $5,352-32.9% |
| Admin fee / account holder | $2,901 | $13,580-78.6% | $11,612-75.0% | $9,541-69.6% |