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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,229 | $148,623-56.8% | $135,974-52.8% | $139,466-53.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 22.06% | 79.30%-57.2pp | 68.30%-46.2pp | 373.66%-351.6pp |
| Employer contribution / active EE | $2,860 | $5,246-45.5% | $4,859-41.1% | $4,754-39.8% |
| Participant deferral / active EE | $7,472 | $8,103-7.8% | $7,760-3.7% | $6,712+11.3% |
| Admin fee / account holder | $73 | $12,406-99.4% | $10,767-99.3% | $11,409-99.4% |