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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,546 | $98,766-19.5% | $149,730-46.9% | $79,852-0.4% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.5%-15.8pp | 69.6%-3.0pp |
| Annual return | 13.45% | 27.43%-14.0pp | 276.70%-263.2pp | 31.72%-18.3pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,046 | $5,681+6.4% | $6,843-11.6% | $3,740+61.6% |
| Admin fee / account holder | $12,790 | $6,052+111.3% | $9,310+37.4% | $5,306+141.0% |