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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,653 | $111,814-8.2% | $93,654+9.6% | $145,959-29.7% |
| Participation rate | 76.9% | 74.2%+2.7pp | 68.7%+8.2pp | 80.3%-3.4pp |
| Annual return | 12.83% | 203.30%-190.5pp | 133.34%-120.5pp | 561.95%-549.1pp |
| Employer contribution / active EE | $2,678 | $3,092-13.4% | $2,421+10.6% | $4,661-42.5% |
| Participant deferral / active EE | $10,204 | $4,914+107.6% | $4,413+131.2% | $6,689+52.6% |
| Admin fee / account holder | $53,834 | $10,246+425.4% | $8,282+550.0% | $13,398+301.8% |