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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,138 | $175,231+143.2% | $149,696+184.7% | $139,466+205.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.29% | 166.77%-153.5pp | 134.46%-121.2pp | 373.66%-360.4pp |
| Employer contribution / active EE | $5,813 | $5,478+6.1% | $4,821+20.6% | $4,754+22.3% |
| Participant deferral / active EE | $17,135 | $6,521+162.8% | $5,682+201.6% | $6,712+155.3% |
| Admin fee / account holder | $30,043 | $16,155+86.0% | $13,212+127.4% | $11,409+163.3% |