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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,618 | $167,362+79.0% | $143,799+108.4% | $134,532+122.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.77% | 0.47%-29.2pp | -0.04%-28.7pp | 418.27%-447.0pp |
| Employer contribution / active EE | $11,408 | $5,620+103.0% | $4,952+130.4% | $4,741+140.6% |
| Participant deferral / active EE | $11,761 | $6,447+82.4% | $5,638+108.6% | $6,401+83.7% |
| Admin fee / account holder | $2,000 | $18,094-88.9% | $14,677-86.4% | $11,429-82.5% |