See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480 | Other Services | $5,483 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $1,287 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,809 | $42,546-4.1% | $71,796-43.2% | $55,167-26.0% |
| Participation rate | 47.1% | 59.1%-12.0pp | 69.1%-22.0pp | 69.0%-21.9pp |
| Annual return | 5.87% | 12.36%-6.5pp | 78.04%-72.2pp | 169.23%-163.4pp |
| Employer contribution / active EE | $574 | $803-28.5% | $1,924-70.1% | $1,963-70.7% |
| Participant deferral / active EE | $1,890 | $2,064-8.4% | $2,794-32.4% | $3,054-38.1% |
| Admin fee / account holder | $132 | $650-79.6% | $4,815-97.3% | $504-73.7% |