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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,338 | $197,637-33.0% | $177,848-25.6% | $158,982-16.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 10.35% | 58.77%-48.4pp | 48.33%-38.0pp | 302.99%-292.6pp |
| Employer contribution / active EE | $4,327 | $6,698-35.4% | $5,919-26.9% | $4,763-9.2% |
| Participant deferral / active EE | $6,873 | $8,405-18.2% | $7,714-10.9% | $5,983+14.9% |
| Admin fee / account holder | $5,175 | $15,406-66.4% | $12,431-58.4% | $11,252-54.0% |