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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,850 | $135,956-29.5% | $123,894-22.6% | $273,972-65.0% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 3.01% | 56.63%-53.6pp | 47.52%-44.5pp | 41.46%-38.4pp |
| Employer contribution / active EE | $2,675 | $5,170-48.3% | $4,617-42.1% | $4,869-45.1% |
| Participant deferral / active EE | $6,283 | $6,343-0.9% | $5,984+5.0% | $5,287+18.8% |
| Admin fee / account holder | $508 | $9,817-94.8% | $8,357-93.9% | $10,133-95.0% |