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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,410 | $82,674-43.9% | $125,381-63.0% | $68,486-32.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -17.31% | -5.97%-11.3pp | 572.31%-589.6pp | -7.85%-9.5pp |
| Employer contribution / active EE | $2,068 | $3,382-38.8% | $4,815-57.0% | $2,597-20.3% |
| Participant deferral / active EE | $5,823 | $6,111-4.7% | $7,448-21.8% | $4,028+44.6% |
| Admin fee / account holder | $2,343 | $6,277-62.7% | $10,007-76.6% | $5,404-56.7% |