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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,653 | $175,259-15.8% | $149,723-1.4% | $139,487+5.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 5.43% | 166.82%-161.4pp | 134.50%-129.1pp | 373.84%-368.4pp |
| Employer contribution / active EE | $9,202 | $5,478+68.0% | $4,821+90.9% | $4,755+93.5% |
| Participant deferral / active EE | $6,400 | $6,522-1.9% | $5,682+12.6% | $6,713-4.7% |
| Admin fee / account holder | $59,610 | $16,158+268.9% | $13,215+351.1% | $11,407+422.6% |