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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,998 | $202,342-14.5% | $172,752+0.1% | $152,897+13.1% |
| Participation rate | 60.0% | 87.1%-27.1pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 15.29% | 1029.83%-1014.5pp | 802.97%-787.7pp | 345.43%-330.1pp |
| Employer contribution / active EE | $8,627 | $5,858+47.3% | $5,144+67.7% | $4,764+81.1% |
| Participant deferral / active EE | $11,171 | $5,948+87.8% | $5,198+114.9% | $5,851+90.9% |
| Admin fee / account holder | $2,052 | $17,111-88.0% | $13,955-85.3% | $11,599-82.3% |