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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,604 | $107,809-51.2% | $90,657-42.0% | $135,380-61.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -4.98% | -0.90%-4.1pp | 1.89%-6.9pp | 519.81%-524.8pp |
| Employer contribution / active EE | $3,261 | $3,018+8.0% | $2,532+28.8% | $4,779-31.8% |
| Participant deferral / active EE | $4,897 | $3,872+26.5% | $3,424+43.0% | $5,609-12.7% |
| Admin fee / account holder | $355 | $5,931-94.0% | $4,994-92.9% | $10,828-96.7% |