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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $30,497 |
Service code 27 · EIN 82-1364595 | Advisory (Plan) | $28,814 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,091 | $64,286-47.0% | $90,970-62.5% | $73,412-53.6% |
| Participation rate | 68.3% | 63.6%+4.8pp | 69.0%-0.7pp | 72.2%-3.8pp |
| Annual return | 9.88% | 21.46%-11.6pp | 134.58%-124.7pp | 59.30%-49.4pp |
| Employer contribution / active EE | $1,707 | $895+90.8% | $2,122-19.6% | $2,234-23.6% |
| Participant deferral / active EE | $2,754 | $2,453+12.3% | $3,373-18.4% | $3,806-27.6% |
| Admin fee / account holder | $183 | $287-36.2% | $5,960-96.9% | $158+15.9% |