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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,940 | $157,304+41.7% | $141,197+57.9% | $152,909+45.8% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 22.41% | 64.34%-41.9pp | 71.41%-49.0pp | 345.46%-323.1pp |
| Employer contribution / active EE | $3,252 | $5,263-38.2% | $4,736-31.3% | $4,764-31.7% |
| Participant deferral / active EE | $9,748 | $7,111+37.1% | $6,710+45.3% | $5,851+66.6% |
| Admin fee / account holder | $29,983 | $12,126+147.3% | $10,265+192.1% | $11,601+158.5% |