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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,147 | $167,353+47.1% | $143,797+71.2% | $134,545+82.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.44% | 0.48%-18.9pp | -0.04%-18.4pp | 418.37%-436.8pp |
| Employer contribution / active EE | $1,931 | $5,620-65.6% | $4,952-61.0% | $4,742-59.3% |
| Participant deferral / active EE | $10,127 | $6,447+57.1% | $5,638+79.6% | $6,401+58.2% |
| Admin fee / account holder | $2,527 | $18,096-86.0% | $14,679-82.8% | $11,431-77.9% |