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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,619 | $54,370-38.2% | $82,763-59.4% | $68,490-50.9% |
| Participation rate | 52.6% | 63.9%-11.3pp | 72.6%-19.9pp | 67.9%-15.3pp |
| Annual return | -16.13% | -13.67%-2.5pp | 702.45%-718.6pp | -7.85%-8.3pp |
| Employer contribution / active EE | $905 | $2,219-59.2% | $3,008-69.9% | $2,597-65.2% |
| Participant deferral / active EE | $2,151 | $3,247-33.8% | $4,395-51.1% | $4,028-46.6% |
| Admin fee / account holder | $1,035 | $4,398-76.5% | $5,325-80.6% | $5,403-80.8% |