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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,824 | $165,399+124.2% | $149,745+147.6% | $158,982+133.2% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 11.43% | 348.34%-336.9pp | 276.72%-265.3pp | 302.99%-291.6pp |
| Employer contribution / active EE | $2,435 | $5,105-52.3% | $4,646-47.6% | $4,763-48.9% |
| Participant deferral / active EE | $9,059 | $7,183+26.1% | $6,843+32.4% | $5,983+51.4% |
| Admin fee / account holder | $7,317 | $10,811-32.3% | $9,312-21.4% | $11,252-35.0% |