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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $666,289 | $160,040+316.3% | $147,096+353.0% | $145,877+356.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.80% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $8,208 | $5,289+55.2% | $4,936+66.3% | $4,663+76.0% |
| Participant deferral / active EE | $15,840 | $8,429+87.9% | $8,071+96.3% | $6,691+136.7% |
| Admin fee / account holder | $29,282 | $15,050+94.6% | $13,005+125.2% | $13,402+118.5% |